Insurance

Detect and stop insurance fraud

Protecting insurance companies from fraudulent applications, false claims, and other types of insurance fraud.

Smiling elderly couple sitting closely together at a table with documents and a laptop in a bright living room.

Insurers’ growing fight against fraud

As insurance fraud continues to rise, traditional prevention methods struggle to keep pace, demanding alternative solutions.

Application fraud

14%
Share of fraudulent insurance applications

Aware of traditional risk scoring methods used by insurers, applicants often falsify their identity, age or location to secure lower premiums.

Source: Trustfull

Ghost broking

30%
Young drivers buying invalid policies on social media

Ghost brokers defraud both insurance companies and customers by selling policies based on false information, leaving policyholders without valid coverage.

Source: Aviva

False claims

3-4%
Share of fraudulent claims globally

By inflating damage claims for higher payouts or fabricating incidents entirely, serial fraudsters drive up costs for insurers, ultimately raising premiums for honest customers.

Source: BAE Systems

Identity theft

$50 billion
Global cost of identity theft in 2025

Fraudsters use stolen identities to obtain policies and file false claims, impacting victims' risk profiles and insurers' underwriting processes.

Source: Gartner

Solutions

Stop insurance fraudsters in their tracks

Score, approve, decline or send for review new accounts, logins and transactions in real‑time with no impact on the user experience.

SESSION

Detect high-risk web sessions in real time without disrupting real users and trusted AI agents.

ONBOARDING

Enhance user verification during customer onboarding, verifying genuine sign-ups in seconds.

LOGIN

Prevent end-user accounts from being compromised with multilayered ATO protection.

Platform overview

The Ultimate Identity Intelligence Hub

Trustfull’s complete suite of APIs, models and workflows powers accurate detection of fraud and fincrime attemps during every sign-up, login and transaction event.