Payment providers

Strengthen payment fraud protection

Verify merchants, protect accounts and safeguard transactions with real-time analysis of digital signals.

Smiling woman in an apron holding a card payment terminal towards a customer using a smartphone for payment.

Spot merchants you can’t trust

Traditional KYB checks can’t keep up with AI-driven fraud. It’s time for a smarter approach to merchant risk assessment.

Merchant identity fraud

6-10%
Merchants hiding their identity from payment processors

Criminals are increasingly posing as legitimate businesses to exploit payment systems and process fraudulent transactions.

Source: Thomson Reuters

Transaction laundering

$200 billion per year
Online sales involving transaction laundering in the U.S.

In transaction laundering, criminals use a legitimate merchant’s credentials to secretly process card payments for illicit goods and services.

Source: Finextra

Account takeover

$13 billion
Losses due to account takeover in 2023

Using credentials from data breaches and phishing attacks, fraudsters access merchants’ payment accounts to withdraw outstanding balances or launder illicit funds.

Source: AARP & Javelin

MCC code misuse

600+
Total number of Merchant Category Codes

Some merchants deliberately misclassify their business under a different and lower-risk industry category to reduce transaction fees or bypass fraud detection systems.

Source: MerchantSavvy

Solutions

Protect all payment activities, in real time

Seamlessly score, approve, decline or send for review new accounts, logins and payment transactions with no impact on the user experience.

SESSION

Detect high-risk web sessions in real time without disrupting real users and trusted AI agents.

ONBOARDING

Enhance user verification during customer onboarding, verifying genuine sign-ups in seconds.

LOGIN

Prevent end-user accounts from being compromised with multilayered ATO protection.

“Trustfull’s OSINT-driven solution has significantly strengthened our merchant onboarding process, enabling us to swiftly identify high-risk applications without disrupting genuine merchants.”

Paolo Borasi

Credits Management and Recovery Merchant Services, Nexi

Smiling florist in an apron holding a card machine while customer pays with a credit card in a flower shop.

Platform overview

The Ultimate Identity Intelligence Hub

Trustfull’s complete suite of APIs, models and workflows powers accurate detection of fraud and fincrime attemps during every sign-up, login and transaction event.